travel-1

How to Plan a Trip to Havasu Falls

One of the most popular attractions of the Grand Canyon is Havasu Falls (Havasupai Falls). It’s considered a treasure as it is one of the few places in the national park that has abundance of water and greenery. It’s the perfect place to spend overnight as the campsite is strategically located near the foot of Havasu Falls.

If this is your first time to visit the famous Havasu Falls, here are things that you should remember:

  • Start hiking early in the morning

Ideally, you should start your ten-mile hike at 4 in the morning. This may be very difficult for some, but remember than hiking early will enable you to complete the trail before the sun starts heating up to crazy hot temperatures.

  • Visit during summertime

The best time to hike to Havasu Falls is during springtime between the months of March and May. The water of Havasu falls remain at a constant 70F, making it the best natural pool after hiking ten miles under the scorching sun. It may be best to avoid visiting the falls during monsoon season, as flashfloods are commonplace between the months of July and August.

  • Secure permits

You need to make arrangements a few months before heading out to Havasu Falls. Securing a permit a few weeks or a few days before your scheduled arrival at the Grand Canyon is nearly impossible. Go online and make reservations for entry and camping fee a few months before your planned vacation.

  • Do not forget to visit the other falls

Havasu Falls is the most popular falls in the Grand Canyon, but remember that there are other four equally stunning falls in the area.

  • Mooney Falls
  • Beaver Falls
  • Fifty Foot Falls
  • Navajo Falls
1678758

Here are the Top 3 Foods you should Eat to Become Healthy Inside and Out

If your goal is to finally be in top shape, you need to have a regular exercise regimen and a healthy, well-balanced diet (and Crevalor). A firm and lean physique is primarily built in the kitchen. Apart from the energy that food provides, the nutrients that we consume through our diet should have the ability of improving our external appearance too.

Here are top five food items that are known to provide benefits inside and out!

  • Green Beans

Green beans and other high-fiber veggies are proven to promote effortless weight loss. Those who increase their intake of fiber were found to have reached their target weight with minimal changes in their way of eating.

  • Salmon

Omega-3 fatty acids that can be found in fatty or oily fish increase one’s protection from the harmful rays of the sun. For instance, those who have successfully increased their intake of Omega-3 fatty acids up to 5 ounces per week have reduced chances of developing precancerous skin lesions up to 30%. Omega-3 fatty acids are rich in antioxidants which in turn protect the body from free radical proliferation and damage.

  • Blueberries

Blueberries and other types of berries are good for the heart and overall cardiovascular functioning. In previous studies conducted, it has been shown that a single serving of berries daily for up to two months greatly increased good cholesterol levels and lowered blood pressure too.

stencil.blog-post-feature (2)

The Top Three Elements of Excellent Money Management

We all yearn to become financial stable and secure. Having enough money on savings and on hand is the ideal setting, but unfortunately this is but a dream for millions of people. Most of us are drowning in debt, and are unable to save enough cash to feel secured in times of emergency.

Managing finances is one of the most difficult activities for most of us. Our impulsive spending habits have gotten us into a lot of trouble. If you don’t want to worry about debt all the time, here are money management activities that you need to do immediately (docoop.com share the same idea)!

  • Savings account

You need to set up at least one savings account. Apart from the account that receives your salary, you need a personal one setup as well. If possible, make sure to setup an automatic deposit to your savings each time your salary comes in.

  • Automatic bills payment

Another feature that you need to setup in connection with your savings account is automatic bills payment. In this way, you are not going to be tempted to withdraw money for unnecessary spending, Money will be automatically debited from your account to pay for important bills such as utilities, phone bills, credit card debts, auto loan, and mortgage to name a few.

  • Always set a budget

Identify a budget that will allow you to pay for all financial obligations, while still having enough for savings and some on hand for those little things that you want from time to time.

stencil.blog-post-feature (22)

Why I Got Life Insurance Recently

My family is one of those that is never prepared when something happens. A few months ago, my brother was in a motorcycle accident and sadly he did not make it. There was no insurance policy in place and my cousin had to set up a crowdfunding account in order to get enough money to cover the cost. This is a bit embarrassing and I believe that it is better to be prepared so that you do not have to rely on the kindness of strangers to help your family when there is a tragedy.

After he passed away, I knew that it would probably be in my best interest to sign up for a policy (thanks to lifeshieldhq.com). I am in great health, but the reality is that you never know what is going to happen. You can be hanging out with friends one night having margaritas and the next thing you know, your car is spinning out of control and there is a fatal accident. I do not want to jinx myself, but I would much rather get a policy now than to wait until it is far too late. The rest of my family should follow suit.

stencil.blog-post-feature (17)

Things that you need to decide before you buy

In the distant past, car insurance was mostly purchased by people who had loans on cars, really nice cars, or lots of assets that they needed to keep protected from the liability of causing a car accident. More recently, however, nearly every state in the United States now requires everyone who’s driving a car to be insured with at least liability insurance covering those they hit, the car they hit, and the medical bills for the people riding in their car and for themselves when they’re involved in an accident that is their fault. Optionally you can cover your own car for damage and theft, that’s called comprehensive and collision insurance, if you own your own car this is an option, if the bank owned your car is required to protect them from loss. Let’s take a look at a few tips to help you learn about auto insurance rates (or car insurance quote), and what you can raise or lower, depending on your risk.

When getting auto insurance rates from most car insurance companies you’re able to increase or decrease certain coverages, and increase or decrease the deductibles as well. The most important point to make about that, is that you need to decide if, due to the age and condition of your car, whether it’s worth insuring it for collision and theft. This is a major expense on top of your liability. If your car is a little bit older, kept in the garage most of the time, you live in a low traffic area, and you never leave your car outside, these would all be good reasons why you might want to forgo collision and comprehensive insurance, or keep a very high deductible. If you’ve never had an at fault accident keeping collision coverage on an older car could be a waste of money for you, on the other hand, if it rains softball sized hail 10 times a year in your county, better get that comprehensive. These are the things that you need to decide before you buy.

In the previous paragraph we talked about comprehensive and collision which covers your car for theft and accidents, now let’s talk about liability. Liability basically covers other people for the mistakes you make. In other words, if you hit somebody with your car. your liability covers the physical damage to their car, and the medical payments for those inside, plus any medical payments for passengers in your car, in addition to yourself. This is typically what is required in each state in order to drive. You can adjust your premium payments by increasing or decreasing your limits of liability, however, many times when you double your limits of liability, your premiums won’t double, they will only go up percentage. At this point you need to decide, if a few extra dollars a month is worth it for you to have the peace of mind to know, if you do cause an accident, those that you are responsible for, will be well taken care of, no matter how extensive their injuries.

Basically, if you can decide what you want covered, and how much you would like to cover yourself, then combine that with what is required in your state, you’ll have the auto insurance rates and policy, that’s right for you.

Keep Your Skin Looking Youthful Post Menopause

If you think the skin problems of youth like acne can be persistent, think about the skincare issues after menopause sets in. Not only do you have to worry about the common skin care problems associated with aging, but menopause has its own effects. Are you familiar with what you might have to prepare for?

As you can imagine, your skin is going to feel like it has lost some of its elasticity. There are collagen pills you can take. Of course, you’re also going to have to worry about dry skin, wrinkles and all kinds of other skin issues, not just on your face but on your neck and the rest of your body. You want to always protect your skin from the sun and use tone correction skincare products to help minimize the appearance of skin imperfections as you age.

Remember, your skin is like a huge canvas, and everything that happens throughout your life can be displayed on that canvas so to speak. If you get a scar, that scar is pretty much there forever, right? If you have to worry about dry skin during menopause, the obvious suggestion is to moisturize your skin often. However, you also want to cleanse your skin often as well.

Have you noticed as you get older how you can rub your skin after it has been several hours since you washed your face and it feels crusty? For lack of a better word, the skin seems to dry out and die a lot faster, and so I find that exfoliation more often is required in order to keep my skin nice and clean. Clean skin can then be moisturized and protected from the sun. You want your skin to be glowing radiantly, so don’t let menopause stand in your way.